Recurring Payments in Nepal via eSewa & Khalti

SUQO is Nepal's recurring payment layer. Set up subscription plans, collect via eSewa and Khalti through automated payment links, and track every renewal — without a merchant account or technical setup.

How recurring payments work in Nepal today.

Nepal's payment infrastructure — eSewa, Khalti, ConnectIPS — handles one-time transactions well. The gap is the recurring layer: the system that tracks when a payment is due, reminds the customer, collects the payment, and updates the record. That layer doesn't exist natively in Nepal's payment stack. Businesses fill the gap manually — with calls, WhatsApp messages, and spreadsheets.

SUQO sits above Nepal's payment infrastructure as the recurring operations layer. eSewa and Khalti process the transactions. SUQO manages everything around them: the billing cycle, the reminders, the collection, and the status tracking. Businesses get the recurring payment system that Nepal's payment rails don't provide natively.

True auto-debit — where a payment is pulled automatically from a customer's wallet without them clicking a link — is coming to Nepal. SUQO is built to enable it. Businesses that set up structured recurring billing through SUQO now will have auto-debit from day one.

The full recurring payment cycle — managed automatically.

SUQO handles every part of the recurring payment cycle so your customers pay on time and your staff doesn't spend their month chasing renewals.

Set up subscription plans

Create monthly, quarterly, or annual plans. Set your price, billing cycle, and payment methods. Share a payment link — customers pay and are automatically enrolled.

Track every renewal date

Each customer's renewal date is tracked from their first payment. As the date approaches, the billing cycle runs automatically — no manual input needed.

Send automated SMS reminders

Reminders go out by SMS before the renewal date. Each reminder includes a payment link. A follow-up is sent automatically if the payment hasn't come in.

Collect via eSewa & Khalti

Customers pay via their existing eSewa or Khalti account — one click from the SMS link. No new account, no app download. Payment is confirmed automatically.

Track revenue in real time

Active subscribers, upcoming renewals, overdue accounts, collected revenue — all visible in your dashboard as payments come in.

Auto-debit ready

When Nepal's payment rails support true auto-debit, SUQO will enable it for all existing subscribers. No new integration needed — the billing layer is already in place.

A question you're probably thinking about

You want auto-debit. So do we.

Let's be honest about where Nepal's payment infrastructure is — and where it's going.

Right now

Reminder-driven collection. Fully structured.

Auto-debit isn't available in Nepal yet. Banking infrastructure hasn't opened that up. But subscription management is far more than one feature. SUQO handles everything that can be structured right now:

  • Automated SMS reminders before and after renewal dates
  • Payment links sent directly to subscribers
  • Full visibility on who's paid, who's due, who's overdue
  • Collection via eSewa, Khalti, and ConnectIPS
  • Manual recording for cash and bank transfers
Coming

When auto-debit arrives in Nepal, SUQO will have it first.

Nepal's payment infrastructure is evolving. When auto-debit becomes available, SUQO is positioned to integrate it immediately — and you'll already be on the platform.

  • First-mover advantage for businesses already on SUQO
  • No migration — same subscribers, same plans, upgraded flow
  • The subscription infrastructure is already built and running

Recurring payments across Nepal's subscription economy.

SUQO manages recurring payments for any Nepal business that bills on a cycle. The platform handles the same core operations across all industries — tracking, reminders, collection, and reporting — while giving each business the plan structure that fits their customers.

Building a product that needs recurring payments? See the SUQO API →

Frequently asked questions

A recurring payment in SUQO works by sending the customer a payment link at each renewal cycle — they click and pay via eSewa or Khalti. True auto-debit pulls the payment from the customer's wallet automatically without any action from them. Auto-debit on Nepal's payment rails is not yet widely available. SUQO is built to enable it the moment it becomes accessible, with no additional integration work for businesses already on the platform.

Yes. Customers who pay via eSewa or Khalti are tracked automatically. Cash payments can be recorded manually in the dashboard. Both show up in your payment history and renewal tracking.

No. SUQO scales with your customer base — 30 customers or 30,000, the system runs the same way.

Yes. The SUQO REST API lets you integrate recurring payment collection directly into your product. Create subscribers, manage plans, and trigger billing cycles programmatically. See developer documentation →

The customer moves to overdue status in your dashboard. SUQO sends a follow-up SMS reminder automatically. You can see exactly who's overdue and act before the subscription lapses.

The recurring payment layer Nepal's businesses have been missing.

Free to start. No merchant account required.

Free to start  ·  100 SMS credits included  ·  Set up in minutes